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Riders or Supplements (All Risk Only )
As well as the base products identified in the foregoing,
a number of riders will be offered as either standalone products to be
attached to the base product at the participant's request or as a bundled
attachment to a base product. The riders to be made available to the participants
are as follows
| 1. Total Permanent Disability |
| 2. Partial Permanent Disability |
| 3. Premium Waiver on either Disability or Death |
| 4. Critical Illness |
| 5. Family Income Benefit |
| 6. Term Rider |
| 7. Top-Up Rider |
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